Mortgage, lawyer, accountant, NIE, bank, school, doctor… A single multilingual French-Spanish-English contact to coordinate every step of your relocation and daily life in Andalusia.
Settling in Spain means juggling a dozen contacts: banker, lawyer, accountant, mortgage broker, Spanish administration, school, doctor, telecoms provider… All of it in Spanish, often without the customer service culture you are used to back home.
Our role: spare you that mosaic. We coordinate a network of trusted multilingual experts — each specialised in one specific step — so that you have a single contact, in the language of your choice.
These services are activated à la carte according to your situation: before purchase (NIE, mortgage, lawyer), at the time of purchase (signing, accountant, bank), and afterwards (daily settling in, annual taxation).
Each service is entrusted to a specialist partner selected for their rigour, responsiveness and mastery of French, Spanish and English. We coordinate, you decide.
The NIE (Número de Identificación de Extranjero) is mandatory to buy property, open a bank account or sign a contract in Spain. It is the starting point for every expat.
Mortgage broker specialised in non-resident files — accepting income and supporting documents issued abroad.
Multilingual French-Spanish-English lawyer: property law, binational wills, succession, divorce, tenant disputes and representation by power of attorney.
Choosing the right status for your activity: Autónomo, SL, SLU, Comunidad de Bienes — end-to-end support, including notary, Hacienda and Social Security formalities.
Multilingual accountant specialised in cross-border French-Spanish taxation, S.L. company management, autónomos and IRNR.
Everything you need to settle in for real: French school, doctor, car, energy contracts, telecoms provider, empadronamiento.
By phone, WhatsApp or in person (30 min). You explain your project, we identify the services you really need — without selling you anything you will not use.
Each expert (lawyer, accountant, mortgage broker) provides you with their quote directly. No hidden margin, no extra middleman fee. You know exactly where every euro goes.
You have a single point of contact (Agencia McSpain®) who tracks the progress of each step, holds regular updates in French, Spanish or English, and resolves administrative bottlenecks.
You validate every step, you sign every contract. We facilitate, we translate, we coordinate. You decide. No binding commitment required to get started.
Concrete answers to the most frequent questions from international clients settling in Spain.
No. Expat services (mortgage, lawyer, accountant, NIE, bank, settling in) are independent of the property transaction itself. Each expert provides you with their own quote directly. Our role is to coordinate, translate and connect you with trusted partners — with no hidden margin or markup.
You take exactly what you need, à la carte. You can start with the NIE and add the mortgage later, or the other way round. The first free conversation allows us to identify the services that are genuinely useful for your situation — we will not sell you something you do not need.
Not at all. Many clients start with the NIE and opening a bank account well before buying or renting. We also support remote workers, retirees and expats who first rent before purchasing. The only requirement: having a real life project on the Costa del Sol.
It varies depending on the services activated and on your profile. As an indication: NIE + bank account + home insurance = a light budget. Adding a mortgage, a lawyer for due diligence and an annual accountant = a more substantial budget but spread over time. During the first conversation, we provide a transparent estimate with no commitment.
Yes — it is in fact one of our differentiators. Our partner banks and brokers accept foreign payslips, foreign tax returns, self-employed or company accounts and proof of assets. You do not need Spanish income to obtain financing or open your account.
Yes, and it is in fact frequent. Many formalities (NIE, account opening, school search, signing of deeds) can be prepared or carried out by power of attorney from abroad. We coordinate remotely and prepare your arrival so that everything is operational when you land.
Not for the moment. Our core business is supporting long-term settlement and daily life. Short-term concierge services (Airbnb, Booking) are planned for the future but not yet operational — we prefer not to promise it until it is fully activated.
A multilingual advisor will call you back within 24 hours — no commitment
Votre demande a bien été reçue.
Un de nos consultants francophones vous contactera dans les 24 heures.
First conversation free of charge, no commitment. Together, we identify the priority steps based on your profile and your life project in Andalusia.
Speak to an advisor contact@agenciamcspain.com